I was in process of coming up with an answer and then the question was gone. Here's my answer to the workflow question anyway.
As an old film (mainly transparency) guy - my old habits are hard to break. I try to rely on everything being right before I hit the shutter. I also gauge what the final use of what I am taking. I've been well pleased with my camera's jpeg settings and unless I know the exposure or something has to be adjusted or on the remote possibilty I am going to make a large enlargement, I stick with jpeg mostly, but increasingly (as I get bigger and faster cards) shooting in duplicate (RAW and jpeg) formats. Post-processing, I tend to stay with something simple like Picasa. If I've done my job correctly there usually isn't just that much that that is needed. Some images may need a tweak on the sharpness button to look better, but more often than not, a small tweak on brightness or contrast is all I do. On purpose, I tend to shoot slightly underexposed so I don't blow out the highlights. Unless I forget to correctly set my white balance, there is not much I do. I'm old school, large amounts of post processing stick out like a sore thumb at times. I "know" from film experience that that image could not have looked like it looks unless a lot of post-processing has occured. And unless you are trying for some sort of special effect for artsy effect, a lot of post-processing is sorta ......untruthful. In other words, how can I trust the image I'm seeing is a truthful representation of reality if it is post-processed - what may you have added or taken away? OK for "art", but not ok for recording reality. Ok, I'll get down off my pulpit now.
Is RAW better - certainly! But is it necessary (such as 24.5 mp sensors)? No, not most of the time. Especially in snapshot mode or for the web or for many publications. That much information is not necessary. Having said that do I have CS3 (hoping to get CS4 upgrade for Christmas) on a 17" MacbookPro and am I wishing for the new D3x - you betcha! Right now, I only use CS3 for special processing - I don't know it well enough yet to use for my everyday shots.
My workflow is pretty simple.
1. Download via hot wire reader.
2. Open Picasa and view one image at a time
3. Pick the best of my bracketed shots (yes Virginia, I still bracket)
4. Crop the shot for best composition.
5. Use the sliders to adjust brightness and or contrast if needed
6. Then try the sharpness button and if it improve the image I keep the setting. \
7. Save and repeat on next image.
If it is a more serious shot, then I might open the RAW in CS3 (the first "photoshop" to open Nikon RAW files natively) and use 16 bit processing and use the curves to set and adjust brightness and contrast on different layers in a digital blending technique that allows you to adjust the highlights and the shadow on different layers by fine tuning the curves into classic
S shapes, and then blend. The unsharp mask is also useful for helping you make the image look sharper (probably overused and abused). Color correction is adjusted by using the appropriate color sliders and then possibly a saturation "correction" (another possibly overused and abused) before saving it as an 8 bit image. All this takes some time, especially since it is not second nature yet, and would take quite a while with 250 images. Since I don't make a living at it, I can't put that much time into it.
BTW one of the more important things to do for post-processing is color-correcting your monitor.