Mike, you definetly nailed it on the head with the biggest buildings in any town being that of the ins. companys and banks. I have said the same thing for years. I guess I just dont trust the gov. to run anything. I just think choice and real competetion, not gov. taking money from someone and giving it to somone who did not earn it would really lower prices. If someone can provide a quality product at a lower price they will get my business. Maybe it's my southern independent roots that don't want anybody telling me what I have to buy or do. When you have to work 3-5 mos out of year for the government before you start keeping your wages something is wrong. Reagan said that if people got to keep their whole paycheck and had to write a weekly check to the gov. there would be a revolt in one week. Every dollar the gov. spends they took from somebody without asking. Hell I guarantee you the av. family in TN making 56,0000 a year pays close to or more than 10,800 a year in taxes. They could do a lot with that if the gov did not think they knew how to better spend someone else's money. Health care definetly needs to be affordable but that doesn't mean we should saccrifice quality and go back to just sawing off a limb because its the cheapest route. Medicine like any other technology changes very quickly and that new technolgy is not cheap. When the incitive of profit is taken away so is the incintive to develop new and better procedures. I know I would spend every last cent I had for the life of a loved one. Maybe the new car, biggest house, or latest sage rod wouldn't matter so much then.