If there is grit in there that sounds bad. Don't know how that could happen no more then you use it. Good news its that it's an easy fix. Those motors are really simple to work on. Two bolts and it comes apart. Getting the armature back between the brushes is even easy. One thing you want to do before you take it apart is mark the big center piece, the main part of the lower unit, with an UP mark on top of the housing.That way you can be sure you put it back with the proper north south orientation. It's easy to get it put back together wrong. If you do this it will reverse the polarity and the motor will run backwards.
I can help if you need me to.